Pending homes sales has risen over the last few months up about 6% since April and over 22% since April of 2009. This upward swing is good news for a failing real estate market and good news for Augusta GA real estate . The last couple of years have been horrible for home owners trying to sell their homes without losing money and it has been very difficult on local realtors. Some realtors who were not busy have returned to old jobs or are fighting to stay alive in this market.

There have been good signs though that some of the worst is behind us. Markets are showing an increase in pending sales and the government has added incentives to try and lure the potential home buyer to get off the fence and make the purchase. The mortgage rates have stayed low and seem to be going even lower, which will help with purchases since the government tax credit has now expired. Having mortgage rates low will go along way in helping with the real estate market recovery and help the market to sustain itself without having to rely on government help.

Augusta Georgia has been affected just like any other city, but as the nation turns around the Augusta market will too. We have been fortunate that our market wasn’t affected as much as some of the other areas, though no one really escaped the downslide. If you are interested in buying or selling a home in Augusta, please let us know at www.augustalistingexpert.com

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Team Jodi specializes in real estate services for Durham, North Carolina and Chapel Hill North Carolina. Durham is named the City of Medicine and also goes by the name Bull City. You can find a lot of great homes for sale in Durham NC. Once you have spent some time in Durham it will be easy to see why so many residents and businesses make Durham, North Carolina their home. If you’re interested in Durham homes for sale then check out www.teamjodi.com for valuable information that will help with all of your buying and selling desires. There Durham market this year is doing well and is currently showing 19.2 % increase in listings. In addition to that closed sales are up right at the 13% range. As in many cities it’s a great time to buy a home.  

Chapel Hill, North Carolina is also a great place to purchase a home. This city was named for the Church of England New Hope Chapel and is also seeing an increase in closed sales sporting upward to 29%. We are also seeing listings for Chapel Hill homes for sale rise to almost 22% this year. There are many neighborhoods in Chapel Hill and Durham that would be perfect to live in. There are many homes for sale in Chapel Hill. Check out our site and give us a call if you’re interested in looking at some of the neighborhoods or would just like more information.

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Tracy Real Estate as other California cities have gone through a tough market downturn in recent years. 2010 seems to be the year that all this will change and things will start to look up. The state of California has recently passed a home buyer tax credit that will allow home buyers and new home buyers the ability to purchase homes with tax credit benefits. The California state tax credit program started on May 1, 2010 just as the federal governments home buyer tax credit was ending. Some smart shoppers actually were able to time their transactions to be included in both programs. Tracy California is just outside of Stockton and a short drive to Oakland and San Francisco. For those wanting to get out of the metropolitan areas and find a more peaceful lifestyle, Tracy Real Estate might just be the spot for you.

Tracy California has experience a fantastic growth without compromising it's small town feel and charm. Offering shopping, dining, parks and recreation, and many schools to choose from, Tracy is a great place to grow up and raise your family. If you are looking for Tracy Homes or Real Estate in the San Joaquin Valley then give www.thesilveriateam.com a call. They specialize in real estate services for for buying or selling, plus have numerous tips for all your home owner needs. As California offers incentives for purchasing a home I am sure that much of the market downturn will see better days on the west coast. At least something is being done to help the market and change things around. Maybe other states will follow suit and the whole market will be able to take a breather from trying to stay afloat.  

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Scotch Plains is a quaint, mostly residential suburban town in Union County with a population of around 21,000 people. It covers an area of almost 10 square miles. Scotch Plains is located in the southern tip of Union County with the town of Edison to the south and the city of Plainfield to the Eastern side. The town of Berkeley Heights is to the northern direction and Fanwood and Westfield are to the west. Owning Scotch Plains Real Estate puts you only about 25 miles west of New York City, so this can accommodate those quick city fixes that come from time to time. The town is close to Garden State Parkway exit 135. Visit www.jackiesafran.com for more information about Scotch Plains, New Jersey.

Scotch Plains was settled in 1684 by Scottish Dissenters from Perth Amboy who were soon followed by the Quakers. An agricultural community, Scotch Plains grew slowly (by refusing to let the railroad come through the town, it stayed rural longer). However, after World War II, it doubled its size and became a commuter town.

Westfield, NJ is a town about 20 miles outside of New York City as the crow flies they say. There is Mountainside to the north of the city, the Springfield Township is located to the northeast, and the cities of Cranford and Garwood are situated to the eastern side, while Clark is to the southeast and Scotch Plains to the west and southwest. It is located near several major highways, the nearest exit on the Garden State Parkway being Exit 135. If you’re interested in Westfield NJ Real Estate , please give us a call.

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Team Jodi specializes in real estate services for Durham, North Carolina and Chapel Hill North Carolina. Durham is named the City of Medicine and also goes by the name Bull City. Once you have spent some time in Durham it will be easy to see why so many residents and businesses make Durham, NC their home. If you’re interested in Durham homes for sale then check out www.teamjodi.com for valuable information that will help with all of your buying and selling desires. There Durham market this year is showing 19.2 % increase in listings and closed sales are up right at the 13% range. As in many cities it’s a great time to buy a home.  

Another great place to buy a home is Chapel Hill, North Carolina. This city was named for the Church of England New Hope Chapel and is also seeing an increase in closed sales sporting upward to 29%. We are also seeing listings for Chapel Hill homes for sale rise to almost 22% this year. There are many neighborhoods in Chapel Hill and Durham that would be perfect to live in. Check out our site and give us a call if you’re interested in looking at some of the neighborhoods or would just like more information.

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It is often  expected that   family members, friends, and guests at the wedding will want to  clearly   listen to the wedding speeches delivered by the bride and groom. This adds more    pressure on the couple making and delivering the speeches. When they   start to write their own funny wedding speech , they get to think “What will others   say about my  speech?” Is it good enough? Will this truly express how I   strongly feel about  my precious partner?

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Do you need professional real estate representation in order to find a home in New Bern, Havelock, or any of the surrounding NC areas? Are you thinking about selling your home in New Bern NC, Havelock or MCAS Cherry Point? If so, New Bern Houses For Sale can help meet all of your real estate needs. I will utilize my experience both in and out of real estate to let you attend to your family while I do the work making sure your real estate transaction is processed in the most trouble free manner possible. Whether you have residential real estate needs, commercial real estate needs, leasing needs, or income property needs, visit our website here www.ncpropertiesonline.com and fill out our contact form describing how I can be of service. I will respect your time and work with you so your busy schedule is not interrupted and I will uphold the highest moral and ethical standards throughout any real estate transaction I am involved in.

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One of the finest Indianapolis new home builders is that of Adams & Marshall Homes. Visit Adams Marshall for more details. They began in 1994 as the home building division of an already successful real estate and land development company. At that time, founders Pete Adams and Jim Marshall recognized a need for affordable, upscale homes geared to the growing active adult market.

They realized that these individuals were becoming less interested in caring for a high maintenance home, and more interested in enjoying their free time.  With this in mind, Adams & Marshall began building smaller yet elegant customized homes in maintained communities, offering residents comfort, convenience and value.

Since then, Adams & Marshall Homes has become known as Indiana’s premier lifestyle builder, creating some of the state’s most desirable maintained communities, and most satisfied customers.

Today, Adams & Marshall continues to grow by listening to customers and offering homes that are built around you. Whether its moving walls, customizing a kitchen or a whole new master bath design, www.adamsmarshall.com will create a home of your dreams…that no other builder can touch!

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"What are the 3 biggest challenges we are going to face in the 2010 housing market?" A good friend and VP at SunTrust Bank, Bill Peele, asked me this very question at lunch today. My reply was as follows:

1) Unemployment over 10% and around 20% if you account for the “Under-employed” or those who have given up looking.

2) Fannie Mae and Freddie Mac are still in trouble receiving over $500 billion dollars of Bail out money.

3) Payment Option ARMs are due to reset within the next 2 years with most borrowers being unable or unwilling to take on a higher payment.

You can read more information from NG Realty Group and stay up to date with market news. I feel that Challenge #3 is the biggest problem of the 3 numbered challenges. Subprime mortgages almost brought down the country and financial system in 2007 and 2008 followed closely by Alt-A Mortgages (No Documentation, Stated Loans, and Little Documentation loans). This year starts the massive challenge of dealing with the Payment Option ARM loans or the so called “Pick a Payment Loan” that Wachovia was still running commercials on television in late 2008. If you are unfamiliar with this type of loan, the borrower gets a choice of whether they want to make a full payment, an Interest Only payment, or a “Minimum monthly payment”. The Minimum monthly payment is the MAJOR issue as in most cases it was 1%-2% of the loan amount which in turn leads to negative amortization which increases the mortgage balance instead of decreasing it. Couple that with Real estate values decreasing and you have a recipe for disaster. See more at www.ngrealtygroup.com and check out the blog while you are there.

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Real estate investors and the Realtors that work with them are very familiar with what is commonly known as the the 90 day rule which prohibits FHA financing on a property that the current seller has owned for less than 90 days. Stay up to date with real estate and View Augusta Homes at www.viewaugustahomes.com and view homes in Augusta Georgia. HUD had relaxed the 90 day rule for one year beginning February 1, 2010 to assist in the sale of foreclosed homes.

As a buyer, you may be asking what does this mean to me? It allows a buyer that is using FHA financing to now buy a home that a real estate investor has recently bought then remodeled and put back on the market for sale without having to wait for the 90 day time period to expire.

I regularly work with investors in the Augusta Georgia area www.viewaugustahomes.com that will buy a REO or bank owned property and invest tens of thousands of dollars into a remodel before placing it back on the market for resale, most of the time below market value for a quick sale. Experienced investors can have a home completely remodeled and ready to be sold in 30-45 days, which can cause a time period of up to 60 days that a great home was available but could not be purchased by FHA buyers. 

Of course there will still be conditions that must be met to ensure there is no type of fraud involved in the transaction. Legitimate investors that do quality remodels welcome these conditions and should have no problems meeting them.

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I am happy to report that the 2009 Chapel Hill real estate market ended on a high note. Overall all, while sales were still down, they were down much less than the 25% decline we saw in 2008 and thankfully prices held their own.

As the year ended, www.teamjodi.com saw:

• Closed sales decline 8.1% (rather than 12% at the end of November),
• Median prices were up 2.7%,
• Average prices declined 1.6%, and
• Days on market increased from 83 to 97.

While it took longer to get homes sold, most houses did sell and prices did not erode significantly.  I take this as success in a difficult time. I am looking forward to a robust 2010 as our economy begins to improve.

Don't forget to make Team Jodi a favorite so that you can see monthly updates on the Chapel Hill Real Estate market.

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Did you know the best chance for selling your property is within the first seven weeks? It’s true.
Studies show that the longer a property stays on the market, the less the seller will net upon the sale. It is very important to price your property at a competitive market value at the signing of your listing contract. The market is so competitive that even over-pricing by a few thousand dollars could mean that your house will not sell. Get more tips at www.masonbarrett.com
An Overpriced Home:
• Minimizes offers
• Lowers agents response
• Limits qualified buyers
• Lowers showings
• Lowers prospects
• Limits financing
• Wastes advertising dollars
• Nets less for the seller
When you are ready, contact Mason Barrett today for a personal market value analysis of your home. No hassles or obligation - just honest advice on how to get top dollar for your home!

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When you're looking for some good lose weight fast diets, then the best fat burning diet is to just reduce the quantity of food you are eating in your healthy diet, and start getting more activity. But NOT to lose weight fasting! By focusing on eating on a good healthy diet, you create a life style you can follow, maintaining your health through the years.

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